Hail Damage Claims
When a hailstorm hits, the damage isn’t always obvious… Let Valor Claims Solutions fight for a fair settlement.
What Hail Damage Really Looks Like
Hail damage isn’t always obvious from the ground—but it can wreak havoc on your roof, siding, gutters, and windows. Look for dents in metal components, granule loss on shingles, cracked or bruised roofing material, and water stains inside your attic or ceiling. Even small impacts can lead to long-term leaks and costly structural issues if not addressed quickly.
Why Hail Claims are Often Underpaid
Insurance companies routinely underpay hail claims using a handful of familiar tactics designed to reduce their liability. Below are the top four reasons we see claims being underpaid—each one built to benefit the carrier, not the policyholder.
hail damage is “cosmetic” only
Carriers often dismiss hail impact as cosmetic, ignoring the long-term functional damage it can cause.
The Damage is pre-existing
They may blame wear and tear or previous storms, even when the damage is clearly recent and storm-related.
there is no functional damage
If the roof isn’t leaking yet, carriers may claim there’s no real problem—despite manufacturer guidelines saying otherwise.
incomplete or biased inspections
Insurance adjusters may perform brief or limited inspections, missing damage or documenting just enough to justify a partial payout.
Our Hail Claim Process
Our claims process is detailed, thorough, and built to uncover every aspect of hail-related damage that carriers often overlook. From start to finish, we focus on documentation, accuracy, and advocacy to ensure nothing is missed and your settlement reflects the true cost of recovery.
Free Damage Review
We inspect your property at no cost to confirm and document hail-related damage.
Documentation & Valuation
We create a comprehensive estimate backed by photos, measurements, and code references.
Carrier Negotiation
We handle all communication with the insurance company to fight for a fair settlement.
Settlement Support
Once the claim is resolved, we help you secure funds and move forward with restoration.
Carrier says “Cosmetic Damage”? What the Hail!
Hail doesn’t just hit hard—it hides damage that insurance carriers love to ignore. Let Valor Claims Solutions inspect your property and fight for the compensation you deserve.