What is a public adjuster?
A public adjuster is a licensed professional who represents you—not the insurance company—during the insurance claim process to ensure you get paid what you’re truly owed.
Why should I hire a public adjuster?
Insurance companies protect their bottom line. A public adjuster protects your best interest, using expertise and documentation to fight for the full value of your claim.
How is a public adjuster different from the insurance adjuster?
The insurance adjuster works for the carrier. We work for you—reviewing your policy, inspecting damage, and negotiating on your behalf.
When should I bring in a public adjuster?
The sooner, the better. Ideally, bring us in before you file the claim so we can help document everything correctly from day one.
What kinds of claims do you handle?
We handle residential and commercial property damage claims including fire, storm, water, hail, tornado, and business interruption losses.
How much does it cost to hire a public adjuster?
We work on a contingency basis. That means we only get paid if we recover money for you—there’s no upfront cost.
Will hiring you delay my insurance claim?
No. In fact, we often speed up the process by organizing the claim professionally, communicating clearly, and pushing for timely responses.
Can you help if my claim was denied or underpaid?
Absolutely. We specialize in reviewing denied or underpaid claims and reopening them to fight for a fair settlement.
Do I need a public adjuster if the insurance company already sent someone?
Yes. Their adjuster works for them—we ensure you’re not missing damages or getting shortchanged.
Do you work with my contractor or lawyer?
Yes. We collaborate with contractors, engineers, and attorneys to build the strongest case possible for your claim.
What areas do you serve?
We currently serve homeowners and business owners throughout Indiana, Kentucky, and Michigan—and we’re growing.
Can you help with a supplement or appraisal?
Yes. We provide expert supplementing services for contractors and represent policyholders during the insurance appraisal process when disputes arise.
What do you need from me to get started?
We’ll need your contact info, the property address, and any documents related to your claim—like your policy, photos, or estimates.
How long does the claims process take?
Every claim is different, but our goal is to resolve claims as efficiently as possible—typically within 30–90 days depending on complexity and carrier response.
What makes Valor Claims Solutions different?
We’re a veteran-owned firm with military-grade discipline, precision, and a track record of winning tough claims. Your claim is our mission.
Let’s Talk About Your Claim
Whether you’re in the middle of a loss or just need answers, we’re ready to help. Reach out today and take the first step toward getting what you’re owed.