Wind Damage Claims
When strong winds strike, they can cause serious damage that isn’t always obvious at first glance. At Valor Claims Solutions, we specialize in identifying, documenting, and negotiating wind-related property damage to ensure you receive the full compensation you’re entitled to.
What Wind Damage Really Looks Like
Wind damage can vary from obvious destruction to subtle but serious structural issues. You might see missing shingles, bent gutters, detached flashing, or fallen tree limbs—but some of the worst damage is hidden beneath the surface. High winds can lift roofing materials, compromise the roof deck, loosen fasteners, and create vulnerabilities that lead to future leaks or collapse. Even without a visible hole, your roof or siding may have sustained impact damage that weakens the integrity of your property over time.
Why Wind Claims are Often Underpaid
Insurance companies routinely underpay wind claims using a handful of familiar tactics designed to reduce their liability. Below are the top four reasons we see claims being underpaid—each one built to benefit the carrier, not the policyholder.
Wind damage is just “cosmetic”
Insurers often minimize wind-related damage—like lifted shingles, bent flashing, or siding displacement—by calling it “cosmetic,” even when it compromises the building envelope or leads to future water intrusion.
pre-existing or “maintenance” related
Carriers frequently attribute damage to pre-existing conditions, lack of upkeep, or material age, rather than acknowledging the wind event as the true cause—reducing or denying rightful coverage.
Partial Repairs Instead of Full Replacement
Rather than authorizing full replacements, insurers may approve patchwork repairs that don’t match existing materials or restore the property’s full integrity, which is especially problematic for commercial continuity or curb appeal.
Insufficient or Surface-Level Inspections
Quick or ground-only inspections often miss high, flat, or layered areas of damage—especially on commercial roofs or large structures—resulting in underreported and undervalued claims.
Our Wind Claim Process
Our claims process is detailed, thorough, and built to uncover every aspect of wind-related damage that carriers often overlook. From start to finish, we focus on documentation, accuracy, and advocacy to ensure nothing is missed and your settlement reflects the true cost of recovery.
Free Damage Review
We inspect your property at no cost to confirm and document wind-related damage.
Documentation & Valuation
We create a comprehensive estimate backed by photos, measurements, and code references.
Carrier Negotiation
We handle all communication with the insurance company to fight for a fair settlement.
Settlement Support
Once the claim is resolved, we help you secure funds and move forward with restoration.
Wind Damage Got You Down? Or Did Your Adjuster Just Blow It?
Just because the roof didn’t blow off doesn’t mean there’s no damage. If your property was hit by wind, let us make sure nothing critical is missed—or underpaid.